Commercial Mortgages in Keston

Commercial Mortgages in Keston

Commercial and semi-commercial finance for Keston, Locksbottom and BR2.

From local parades around Locksbottom to semi-rural workshops, Keston and the surrounding area include a range of business premises and mixed-use properties. We support business owners and investors who need structured commercial finance to buy, refinance or expand.

We set out how commercial lenders assess these properties and, when advice is required, introduce you to FCA-authorised commercial mortgage advisers.

Types of Property

  • Shops and offices on local parades.
  • Workshops, yards and small industrial units.
  • Mixed-use buildings – e.g. shop with a flat above.
  • Owner-occupied premises for established local businesses.

Common Uses for Commercial Finance

  • Buying premises instead of continuing to rent.
  • Refinancing to secure better terms or switch lenders.
  • Raising capital for expansion, refurbishment or equipment.
  • Acquiring tenanted investments for long-term income.

Key Lender Considerations

Property & Location

  • Local demand for the type of property and business use.
  • Condition, planning and any specialist features.
  • LTV required and security offered.

Business / Tenant Strength

  • Accounts and trading history for owner-occupiers.
  • Tenant covenant and lease terms for investments.
  • Business plan and projections where relevant.

Borrower Profile

  • Experience in the sector or as a landlord.
  • Credit profile and existing borrowing.
  • Company structure and guarantees.

Our Role & Disclaimer

We are not authorised to provide regulated mortgage advice. We will:

  • Discuss your plans and explain how commercial mortgages typically work.
  • Introduce you to FCA-authorised commercial advisers to source and structure suitable finance.
  • Help align your commercial borrowing with your wider property and mortgage plans.

Useful Links

Buy-to-Let Mortgages ·
HMO Financing ·
Remortgages ·
Contact Us

Commercial Mortgage FAQs — Keston

Can I use a commercial mortgage in my limited company?

Yes, many commercial loans are taken by limited companies, with directors usually providing personal guarantees. A regulated adviser can explain the implications.

How long can I borrow for?

Terms vary but often run from 5 to 25 years, depending on the lender and property.

Exploring Commercial Finance in Keston?

If you’re buying or refinancing premises in Keston, Locksbottom or BR2, get in touch to discuss your options.

🧮 Mortgage Calculator for Keston Buyers and Homeowners

Using a mortgage calculator is a smart way to understand your potential monthly payments before making any big decisions. Whether you’re buying your first home or looking to remortgage, it’s a quick and simple way to plan ahead.

Our calculator is designed to give you a clear idea of what your repayments could look like based on your loan amount, term, and interest rate — helping you make informed choices early on.

Ready to get started?
Visit our Mortgage Calculator page now and take the first step in your home buying or remortgaging journey.

Contact Us Today - 08004 118 016

Please feel free to complete our form and one of our friendly team will happily contact you.


Thank you James for your efficient dealing of our remortgage. The regular communication and easy to follow steps of what you needed or what was outstanding, really helped me, as I had 4 mortgages happening at the same time.
Phil West
James worked tirelessly to get us over the line with a complicated commercial BTL mortgage. Highly recommend.
Paul H
They worked on a recent mortgage for my company and we were very pleased with the result. They managed to jump through a number of hoops caused by our slightly unconventional deal and pulled together a solution better than our expectations. Will be using again!
Luke Silk
Excellent experience when financing a buy to let auction property through James and the team were excellent to deal with and guided us through the whole process with no stress what so ever! Beths knowledge and professionalism is second to none!
Cath Jones

Mortgage Broker Ketson is an introducer service. We are not authorised or regulated by the Financial Conduct Authority and do not provide mortgage advice directly. All enquiries are handled by qualified, FCA-regulated mortgage advisers who offer tailored advice based on your individual needs.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT.

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NEXGEN Financial Services Limited (Company registration number: TBC) 

Mortgage Broker Keston

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